Most agents compare two deals on the basis points and stop there. At a low average ticket the per-item fee decides the outcome, and it is usually the bigger number. Put your own terms in and see which one is really costing you.
your real cost, all in, at this ticket. 0.00% of volume, $0 a month across 0 authorisations.
We are not going to publish a rate card and tell you we beat yours. What you should be paying depends on your mix, your ticket and your chargeback history, and anyone quoting you without those is guessing. Send us the shape of your book and we will do the comparison properly, on your numbers, and tell you honestly if you are already better off where you are.
Arithmetic on the figures you enter, not a quote and not an offer. Interchange and assessments are a pass-through floor and are excluded on both sides, because nobody discounts them and including them only flatters whoever quotes the bigger number.